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The failure to exercise the care that is expected of a reasonable person in similar circumstances. Outstanding Debt: The unpaid portion of a debt.
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Comprehensive Insurance - Auto insurance coverage providing protection in the event of physical damage (other than collision) or theft of the insured car. For example, fire damage or a cracked windshield would be covered under the comprehensive section. Investment Income - The return received by insurers from their investment portfolios including interest, dividends and realized capital gains on stocks. It doesn't include the value of any stocks or bonds that the company currently owns.
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Comparative Negligence If you believe that information on your report is inaccurate, we will ask the sources of the information to check their records at no cost to you. Incorrect information will be corrected; information that cannot be verified will be deleted. Experian cannot remove accurate information. An investigation may take up to 30 days. When it is complete, we'll send you the results.

Income Taxes - Incurred income taxes (including income taxes on capital gains) reported in each annual statement for that year. Debt Consolidation: It is the act of repaying multiple debts with the help of a single loan, known as a 'consolidation loan'.
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If a consumer files the bankruptcy on his own, it is known as voluntary bankruptcy. Credit Crunch: A state of affairs characterized by short supply of credit or loan and high interest rates. It is also known as finance crunch or credit crisis. Know more about credit crunch.
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Stock life insurance company. A life insurance company owned and controlled by stockholders who share in the surplus earnings. The company issues, in general, nonparticipating life insurance. Settlement: Also known as 'closing', it is the finalization of the sale of a property, wherein the ownership of that particular property is transferred from the seller to the buyer. The buyer is required to complete the formalities by signing the mortgage document and paying all the closing costs. 'Closing' or 'settlement cost' is the term used to refer to all the expenses, like, taxes, attorney's fees, origination fees, and some other costs, all of which are incurred during the transfer of the ownership of a property.
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