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This is the starting date that a creditor began sending updates to a credit reporting agency. Collectors who are under contract to collect debts for a credit department or credit company; collection agency.
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National Association of Insurance Commissioners (NAIC) - Association of state insurance commissioners whose purpose is to promote uniformity of insurance regulation, monitor insurance solvency and develop model laws for passage by state legislatures. Confidential report on a consumer’s payment habits as reported by their creditors to a consumer credit reporting agency. The agency provides the information to credit grantors who have a permissible purpose under the law to review the report.
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Insurable Interest Creditor The person or company you owe money to.

Under USA law, a credit reporting agency is required to release all information held about a consumer to that particular individual, if and when requested. This is why you don’t automatically receive a copy of your credit information unless you specifically request it. Variable Annuitization - The act of converting a variable annuity from the accumulation phase to the payout phase.
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Co-maker: A person who signs the loan document along with the borrower and assumes responsibility to repay the debt, if the borrower defaults is known as 'co-maker'. In a situation where the qualification of the person who applies for a loan or credit is marginal or has not been established properly, the creditor may ask for a co-maker, i.e. a person with creditworthiness, to grant the loan. A co-maker is also known as 'guarantor' or 'co-signer' and the act of signing the loan document along with the borrower is known as co-sign. Arrestee - A person in custody whose release may be secured by posting bail.
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Reported Since Settlement: Also known as 'closing', it is the finalization of the sale of a property, wherein the ownership of that particular property is transferred from the seller to the buyer. The buyer is required to complete the formalities by signing the mortgage document and paying all the closing costs. 'Closing' or 'settlement cost' is the term used to refer to all the expenses, like, taxes, attorney's fees, origination fees, and some other costs, all of which are incurred during the transfer of the ownership of a property.
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