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Reinsurance Ceded - The unit of insurance transferred to a reinsurer by a ceding company. REPLACEMENT VALUE
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Insurance Regulatory Information System (IRIS) - Introduced by the National Association of Insurance Commissioners in 1974 to identify insurance companies that might require further regulatory review. If a loan is outstanding to a creditor, and the consumer is not able to pay the loan for whatever reason, that creditor can request that a court put the consumer in to bankruptcy.
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Password: A sequence of characters that allows customers to access a system. 'Personal identification number' or PIN is an example of a password that allows consumers to access their accounts to carry out banking transactions at an ATM machine. Repossession Forced, or voluntary surrender of merchandise as a result of the customer's failure to pay as promised. There are several types and descriptions of repossession actions.

Overdrawing an Account: Withdrawing an amount of money, which is in excess of the amount available in the account. Transaction Fees
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A non-profit organization that assists consumers in dealing with their credit problems. Consumer Credit Counseling Service has offices throughout the United States that can be located by calling 800 388 CCCS (2227). Appraised Value: It is the value of a property or assets as estimated by a professional appraiser.
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Lien: It refers to the legal claim on the property (real estate or personal) of another individual, as a security for a debt, so that if the borrower fails to fulfill his repayment obligation, the creditor can claim the particular property to satisfy the debt. Third Party Claim
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