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Unsecured Credit Loss Adjustment Expenses - Expenses incurred to investigate and settle losses.
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Third-Party Collectors: Third party collectors are collection agencies that are bound by a contract to collect debts for a credit department or credit company. Interest Rate Cap: It is the maximum amount that can be charged as interest, and is generally imposed either by the credit card agreement, or the state and federal laws.
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The amount awarded in a court action. After-Market Parts

Term used to refer to the other party's insurance company. Fidelity Bond - An obligation of the insurance company against financial loss caused by the dishonest acts of employees.
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Annuitization - Process by which you convert part or all of the money in a qualified retirement plan or nonqualified annuity contract into a stream of regular income payments, either for your lifetime or the lifetimes of you and your joint annuitant. Once you choose to annuitize, the payment schedule and the amount is generally fixed and can't be altered. Captive Agent - Representative of a single insurer or fleet of insurers who is obliged to submit business only to that company, or at the very minimum, give that company first refusal rights on a sale. In exchange, that insurer usually provides its captive agents with an allowance for office expenses as well as an extensive list of employee benefits such as pensions, life insurance, health insurance, and credit unions.
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Asset Any thing you own that has value or use. The amount of the loss which the insured is responsible to pay before benefits from the insurance company are payable. You may choose a higher deductible to lower your premium.
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