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The amount specified in your policy up to which the insurance company will protect you. A co-maker is an individual who signs and guarantees the loan of another individual. This is sometimes referred to as a “guarantor”. This is often a required component in the application process when someone is less creditworthy.
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Best's Capital Adequacy Relativity (BCAR) - This percentage measures a company's relative capital strength compared to its industry peer composite. A company's BCAR, which is an important component in determining the appropriateness of its rating, is calculated by dividing a company's capital adequacy ratio by the capital adequacy ratio of the median of its industry peer composite using Best's proprietary capital mode. Capital adequacy ratios are calculated as the net required capital necessary to support components of underwriting, asset, and credit risks in relation to economic surplus. The theft of an auto is a type of loss that is covered under comprehensive coverage.
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A type of homeowners insurance that meets the special needs of condominium owners. Laddering - Purchasing bond investments that mature at different time intervals.

Assigned Risk (AIP) A licensed person or organization authorized to sell insurance by or on behalf of an insurance company.
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Person or entity not party to an agreement but with an interest in the agreement. Indicates that a loan is registered with Mortgage Electronic Registration Systems Inc., which tracks the ownership of mortgage rights. This number will follow the homeowner throughout the mortgage.
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Fees charged for certain use of your credit line – for example, to get a cash advance from an ATM. Total Loss
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