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Trans Union One of the three major Credit Reporting Agencies. The exact date that a public record was awarded to an individual or business.
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Viatical Settlement Provider - Someone who serves as a sales agent, but does not actually purchase policies. HEALTH INSURANCE
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Named Perils - Perils specifically covered on insured property. Refers to the current state of an account. For example, an account might be open, foreclosed, paid, or settled. Other possible options include: paid, charge off, repossession, et al. No payment history is indicated solely by the Account Condition status.

S-loss Provision. A provision under which an insured pays a certain amount of coinsurance after which the insurance company pays 100 percent of the remaining covered expenses. A creditworthy co-maker is sometimes required in situations where an applicant’s qualifications are marginal. A co-maker is legally responsible to repay the charges in the joint account agreement.
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Comparative Negligence Class 3-6 Bonds (% of PHS) - This test measures exposure to noninvestment grade bonds as a percentage of surplus. Generally, noninvestment grade bonds carry higher default and illiquidity risks. The designation of quality classifications that coincide with different bond ratings assigned by major credit rating agencies.
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Statutory Reserve - A reserve, either specific or general, required by law. Permissible Purposes As defined in section 604 of the Fair Credit Reporting Act, only the named reasons for requesting a credit report are deemed "permissible". Requests not meeting these criteria must be denied.
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