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Screening. Physical examination and health history taken by an insurer before the applicant is given the policy applied for. Commercial cards: This is a generic name used for credit or charge cards issued for business expenses, like, travel, procurement and entertainment. Corporate cards, business cards, entertainment cards and purchase cards belong to the category of commercial cards.
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Underwriting Guide - Details the underwriting practices of an insurance company and provides specific guidance as to how underwriters should analyze all of the various types of applicants they might encounter. Also called an underwriting manual, underwriting guidelines, or manual of underwriting policy. A debt which is divided up and charged to a consumer or business at specified intervals. This is a way of structuring a loan, or restructuring an existing debt to make it easier to pay.
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May pay for your medical treatment, lost wages, or other accident-related expenses regardless of who caused the accident. This coverage is subject to the terms, limits and conditions of your policy contract and is not available in all states. Recent Balance

Spoilage: Refers to lost or unused gift cards, and the amount left on partially used gift cards. It is also known as 'breakage'. An insurance company authorized to do business in California.
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Surcharge: An additional fee charged for availing a service. Also referred to as 'convenience fee'. Voluntary Bankruptcy: Bankruptcy petition filed by the debtor.
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Compensation for a loss intended to restore an individual or entity to the approximate financial position prior to the loss. Closed Account: An account closed by a creditor or borrower. The particular date on which an account has been closed, either at the request of the creditor or the consumer, is called 'closed date'.
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